Retirement Planning

In 2014, I had a life-changing wake-up call: I survived an opioid overdose that put me in the intensive care unit.Hitting rock bottom made me realize how lucky I am to be alive. I spent some time in my hometown, Memphis, to focus on my…

What would Jack Bogle think? The legendary Vanguard founder, who died three years ago, age 89, famously advised investors to avoid anything fancy in their retirement portfolios, 401(k) plans and IRAs. Bogle’s usual…

I am a 39-year-old single father of one 16-year-old son. I have $70,000 in liquid savings, $530,000 invested in individual retirement accounts and owe $210,000 on a home worth $500,000. I also owe about $20,000 on my car.My take-home…

I’m 53 years old, a registered nurse and planning to retire at 58. I am married, my wife is two years older than I am and she plans to retire at 62. We have a good marriage and friendship. We have three grown up kids. I only have…

William F. Galvin, Secretary of the Commonwealth of Massachusetts, at a press conference on Sep. 10, 2018. Galvin championed a state rule governing investment advice, which a judge invalidated in March 2022.Michael Swensen for The Boston…

If you want to retire rich, the late, great Dan Bunting has some advice for you. “Always buy the market (i.e., stocks or even just the index) after a spectacular bankruptcy,” my old friend Bunting, a veteran…

The "Great Resignation," also known as the "Great Reshuffle," has many Americans at least considering a career move.But increasingly, job hopping may be more necessary than voluntary as the recent spike in inflation puts households under…

I love reading your responses to everyone’s retirement questions, but realized that I haven’t seen one that matches up closely to what I’m hoping to do. I am 41, and my partner is 50. We are both employed and make around $250,000…

My husband works for the county making approximately $55,000 a year but before that was in retail with earnings of only about $36,000. In 1996, our daughter was diagnosed with a life threatening incurable autoimmune disease just as he…

I am 67 years old, single and retired at 66. After taxes, I receive $3,100 per month from a pension. After taxes and my Part B Medicare payment, I receive $2,100 per month from Social Security. I have approximately $100,000 in mutual…