6 Vital Things to Do if You Were Hit by an Uninsured Driver

Many people appreciate how the rise of motor vehicles revolutionized our society. However, at the same time, the number of motor vehicle deaths has grown at incredible speeds over the past century. Since 1913, deaths caused by motor vehicle accidents have increased by a factor of more than eight!

Unfortunately, there has also been an increase in car accidents involving an uninsured driver. Although some people know what to do after an accident with an insured driver, they don’t know how to proceed when the other driver does not have insurance. If you are not careful, you could potentially incur huge losses after a car accident with an uninsured driver.

Fortunately, the law is set up to provide you with options after an accident with an uninsured driver. Following the steps below can help you keep a bad situation from becoming worse. Read on to learn all about the most important steps to take after an accident with an uninsured driver!

1. Make Sure to File a Police Report

One of the first things to do for all types of auto accidents is file a police report. This will create an important legal record that may come in handy down the line. When you call the police, you should also explain the situation in detail.

They can then inform you whether or not they believe the situation merits a visit from the police. If it does, make sure to stay at the site of the accident while you wait for them to arrive. You should also inform the other driver that the police are coming and that they should remain at the scene of the accident as well.

While you are waiting, make sure to turn on your lights for your car if they are still functioning. If you have traffic cones or anything else that can help you establish a perimeter, you should do so.

2. File a Claim After You Are Hit by an Uninsured Driver

It is also important to file a claim after you are hit by an uninsured driver. That will provide further documentation of the situation. If you prepare carefully, then this kind of documentation can help the legal process go as smoothly as possible later on.

3. Consider Whether or Not to Press Charges

It will be up to you whether or not you decide to press charges against the other driver. If the accident was minor, you might decide that it is not worth it. However, if the other driver causes significant damage to your vehicle or your person, then someone is going to have to pay the price.

You can either pay it out of your own pocket and handle your injuries without compensation, or you can file charges to get help with the damages you have received. It is also important to remember that it is not always obvious that injuries after a car accident are minor.

For example, many people feel relatively fine for the first hour after a car accident. But hours or even a day or so later, they might start to develop more pain.

This is perfectly normal. However, it does indicate that your injuries may be more serious than you realized at first. Make sure to visit a medical professional to assess your injuries.

4. Collect Information About the Accident

The more information about the accident you have, the more likely you are to win a case if you take it to court. You should keep any medical records associated with your accident. That also applies to any psychological records for treatment you receive connected to your accident.

It is also important to collect as much data as possible about the damage to your car and person. If you can, photograph or video your injuries as soon as possible. You should also take pictures or video of the damage to your car and the car of the other driver.

5. Exchange Contact Information With the Uninsured Driver

Make sure to exchange contact information with the uninsured driver. Although they do not have insurance, you may still have good reason to call them later on.

6. Speak With a Car Accident Attorney About Your Situation

Some people think that they have a good case to take to court when they do not. Talking with a car accident attorney can help them discover this fact.

Talking with an attorney can also help you find out how much your case might be worth if you do take it to court. They can also help you better prepare all of the information and documents that will help you maximize your chance of winning in court.

A great lawyer help you manage your insurance company so that they help you as much as possible.

The more that you understand about what to do when someone hits you while driving without insurance, the more you might be interested in finding a great auto accident lawyer to help you.

Knowing what to do after a car accident can be difficult. Click for more information about where to find a great car accident lawyer and how the circumstances and causes of car accidents can affect your legal situation.

Understand What to Do When You Are Hit by an Uninsured Driver 

We hope learning about what to do when you are hit by an uninsured driver has been helpful for you. Many people know about what to do when they are in an accident with someone with insurance. Learning about what to do when you are hit by someone without insurance can help you resolve the situation as favorably as possible.

To learn more about the latest information in legal matters, technology, and more, take a look through our other articles!